Definition
Funds borrowed from Huaxia Bank as the lending bank counted on mutual benefits, trust, respect and on voluntarily basis, mainly inter-bank lending, subscription, selling, trading and repurchase of bonds.

Applicable Clients
State-owned commercial banks, joint-equity banks, city commercial banks, urban credit cooperatives, rural credit cooperatives and non-banking institutions. 

Service Flow
1. Borrowing bank/institution submits application to the Huaxia Branch where the service is available, and to the local branch of People’s Bank;
2. Once approved by Huaxia Bank and the local branch of People’s Bank, Huaxia Branch in-charge submits application for releasing loan and internal authorization;
3. Sign agreement or inter-bank lending contract;
4. Set up special account for the transfer and audit for loans to the borrowing bank.