Targets Clients
The Certificate Edition is for those who wish to use online services much safer and faster. Hua Xia personal customers holding Hua Xia debit card are welcomed to register the Certificate Edition of new generation Personal Internet Banking at the counter.

Unique Functions
More unique services and functions are available in the new generation Personal Internet Banking on top of A/C management, settlement, wealth management and self-service banking:
1. Operate accounts of other banks - Enroll your cards or accounts of other banks under Hua Xia Internet Banking, after that, you can check the balance and details of the accounts, or receive remittances sent through other banks. Use this function to concentrate and manage cash from your accounts in different banks.
2. Account overview: Once login, all your Hua Xia cards and accounts are displayed in a list. You will know at once all information about your asset and liability, deposit, loan, credit card or wealth management, easy, convenient.
3. Wealth management: Hua Xia wealth management services include personal wealth management, precious metal, fund, third party depositary, online loan, credit card. Just login once to finish your investments.
4. Strong function for online remittances: That includes remittance between own accounts, inter-transfer between FX card and Hua Xia card, real-time remittance to Hua Xia accounts/accounts of other banks, scheduled remittance to Hua Xia accounts/accounts of other banks, revolving remittance to Hua Xia accounts/accounts of other banks. Hua Xia Bank is leading the peers in offering the services of scheduled remittance and revolving remittance to Hua Xia accounts/accounts of other banks.?

Scheduled remittance to Hua Xia accounts/accounts of other banks: You can arrange a later day to transfer an amount to your payee account. In this way you can make the arrangement first instead of waiting for the day to come and remit the money.

Revolving remittance to Hua Xia accounts/accounts of other banks: You can state certain dates in the next few months to transfer an amount to your payee account. The service is good for customers who need to transfer/remit monies regularly every month instead of going through the same steps every month. Just sign up the service once and leave the rest to Hua Xia Bank.

When sending money online via Certificate Edition, the digital certificate is required and the limit is high.

Application Conditions
Valid identity document and Hua Xia card are required when signing up the Certificate Edition of Personal Internet Banking.

How to Apply
(I) At the Counter
1. Documents required: applicant’s unexpired identity document, Hua Xia card;
2. Fill in the Application Form for Personal Account and sign Hua Xia Bank: Electronic Banking Service Agreement for Personal Account;
3. Sign up the Certificate Edition of the new generation Personal Internet Banking, and apply for a digital certificate.
(II) Steps
1. Login Hua Xia Bank website http://www.hxb.com.cn/;
2. Install the ActiveX of the new generation Personal Internet Banking;
3. Login Certificate Edition either by digital certificate + usbkey password + user alias or ID card No., login password.